BFSI software built for compliance, security, and scale.
We build core banking, lending, insurance and capital-markets systems for banks, NBFCs and insurers, with KYC, fraud and AML built in. Engineered by a Noida-based team that treats RBI, SEBI, IRDAI and PCI-DSS as design inputs, priced transparently in INR.
Built for the regulator you answer to, not a generic template.
The full BFSI stack,
from core systems to customer app.
Whether you are a bank modernising a legacy core, an NBFC launching digital lending, or an insurer digitising claims, we build the regulated core and the customer-facing experience, and connect the rails between them.
Core & Neo-Banking
Digital banking layers and neo-bank front ends on top of core or sponsor banks, with accounts, cards, ledgers and clean customer journeys.
Lending & Loan Management
Digital lending journeys, loan origination and management, BNPL and co-lending, with bureau, Account Aggregator and disbursal integrations.
Insurance Platforms
Quoting, onboarding, policy administration and claims for insurers and insurtech, with partner and aggregator integrations.
Payments & Reconciliation
UPI, cards, wallets and settlement on NPCI and partner-bank rails, with the reconciliation and audit trails finance teams need.
Wealth & Broking
Investment, mutual-fund and broking platforms with market-data feeds, SEBI-aware flows, and fast, clean dashboards.
Fraud, AML & Risk
Rule and ML risk engines, transaction monitoring, sanctions and PEP screening, and case management that keeps false positives down.
KYC & Onboarding
Video-KYC, document verification, liveness and bank-grade onboarding that converts while staying compliant.
Regulatory Reporting
Automated regulatory and MIS reporting, audit trails, and the evidence trails RBI, SEBI and IRDAI expect.
Modern digital layers on the systems you already run.
Most institutions cannot rip out a core overnight. We build modern, API-first digital channels and integrate them safely with your systems of record, so you get a contemporary customer experience without a high-risk core replacement, and migrate in phases when you do.
- API-first digital layers over core banking
- Account Aggregator, bureau and payment-rail integrations
- Phased modernisation, not risky rip-and-replace
- Reconciliation and audit trails that hold up
Insurance platforms from quote to claim.
Insurance is a workflow business, and the workflows are where value leaks. We build policy administration, onboarding, and claims systems that cut manual handling and integrate with your partners and aggregators, so both customers and adjusters move faster.
- Quoting, onboarding and policy administration
- Claims workflows with straight-through processing
- Partner and aggregator integrations
- IRDAI-aware data handling and audit trails
AI that scores, detects and explains, on your data.
We are an AI and custom-software firm first, so AI in a financial product is engineered against your data and the explainability regulators demand. The features we ship reduce risk and cost without becoming a compliance liability.
- Credit and alternative-data scoring with explainability
- Fraud and anomaly detection tuned to your transactions
- AML monitoring that cuts false positives and analyst load
- Document and statement analysis for faster onboarding
Who we build BFSI software for
From idea to regulated launch, in phases you control
Fixed-scope sprints, weekly demos, and compliance treated as a workstream, not a scramble before go-live.
Discover & scope
Product, regime, integrations and a fixed feature list, priced in INR so you approve a real number.
Design & prototype
Conversion-focused, accessible UX with a clickable prototype before we build.
Build in sprints
Two-week sprints with live demos, so you see the product grow every fortnight.
Integrate & harden
Core systems, payments, KYC and bureaus, with RBI, SEBI, IRDAI and PCI-DSS controls baked in.
Launch & iterate
Ship, monitor, and keep improving with a support and feature roadmap.
An engineering partner that treats compliance and security as features.
Compliance-first by default
RBI, SEBI, IRDAI, PCI-DSS and DPDP built into the design from sprint one, with the audit trails regulators and partner banks ask to see.
Transparent INR pricing
Fixed-scope quotes in rupees against a real feature list. No opaque day-rate surprises, no scope creep by stealth.
Integrations we have wired before
Core banking, UPI, Account Aggregator, bureaus and KYC providers, treated as first-class parts of the build.
Architected for peaks
Month-end, payout and settlement spikes are designed for, so the platform stays accurate and up when volume surges.
BFSI development, your questions answered
Compliance, integrations, security, AI and legacy modernisation: the questions banking, lending and insurance teams actually ask.
What kind of BFSI software does Levitation build?
We build custom software across banking, financial services, and insurance: core and neo-banking layers, lending and loan management, insurance policy administration and claims, payments and reconciliation, wealth and broking apps, and the fraud, AML, KYC, and regulatory-reporting systems that sit around them. We build new platforms and modernise legacy ones.
Do you build to RBI, SEBI, IRDAI and PCI-DSS requirements?
Yes. BFSI is a compliance-first build. We design for the relevant regulator from day one: RBI for banking and lending, SEBI for capital markets and broking, IRDAI for insurance, and PCI-DSS for card data, plus India’s DPDP Act and data-localisation expectations. We build the audit trails, access controls, and reporting that regulators and partner banks ask to see.
Can you integrate with core banking, bureaus and payment rails?
Yes. We integrate core banking systems, the Account Aggregator framework, credit bureaus (CIBIL, Experian, CRIF), UPI and card rails via NPCI and partner banks, and KYC and video-KYC providers. These integrations are where BFSI projects usually get stuck, so we treat them as first-class parts of the build with proper reconciliation and fallback.
How do you handle security, fraud and AML?
We build layered controls: encryption in transit and at rest, tokenisation of sensitive data, strong authentication, and detailed audit logging, plus rule and machine-learning engines for fraud detection, transaction monitoring, and AML with sanctions and PEP screening. Where AI is used for risk, we build it with explainability, because in regulated finance a model you cannot explain is a model you cannot ship.
Do you modernise legacy BFSI systems or only build new?
Both. Many BFSI clients need to modernise an ageing core or wrap a legacy system with modern digital channels and APIs rather than a risky rip-and-replace. We build new digital layers, integrate them safely with the systems of record, and migrate in phases so operations stay stable.
Do you support the platform after launch?
Yes. Financial systems live or die on uptime and trust, so we offer managed support and iteration: monitoring and incident response, security patching, reconciliation and reporting help, and new feature sprints. We architect for month-end and payout peaks so the platform holds when volume surges.
Compare the BFSI & AI development market
Independent buyer shortlists and cost guides, so you can see where Levitation sits and what a build costs.
Ready to build BFSI software that ships and passes audit?
Tell us your institution and your regime. We will come back with a fixed-scope plan and an honest INR estimate, usually within a couple of days.